Rod Victoria's Weblog

No.5 – Pay off your consumer debt

No.4 – Build an emergency fund

No.3 – Amass equity in real estate

No.2 – Put 10% of your pretax income away for the long-term

No.1 – Insure against risk

I have been really focused this last year or so and I’m happy to say I’m currently 4 of 5 of these Financial Goal.  I’m in the processing of saving $$$ for a house. I am going to put down 20%, and am going to stay away from any FHA (3% down payment) loans. I’ve been able to wipe out my debt, establish an emergency fund, I have 15% of my pretax income going to looong-term investments, and am fully insured against risks. I really hope to get into the real estate market within a year or so. **Fingers Crossed**

I love the Michael Jordan poster “Wings”. I saw this the other day and thought it was awesome!

I read this interesting article about how important buying your home at the right time can save you thousands of dollars! I dunno about you buy I sure could use that thousands in savings!

http://www.irvinehousingblog.com/blog/comments/timing-does-matter